Pre-Litigation Law Firm Collection Action

In head-to-head competitions with large collection agencies, we outperform them by a significant margin in pre-litigation collection action.  Being a law firm, we create a higher sense of urgency in debtors because they believe and we in fact do pursue suit-worthy accounts in court if they don’t pay voluntarily.  Our “all bite, no bark” approach starts in this collection-action phase.  We are respectful and helpful and are able to resolve more accounts with more good will than a collection agency.

We begin the collections process by sending the delinquent debtor a law-firm demand letter, and then following up with a phone call if he or she does not call us first.

Our initial objective is to give the debtor an opportunity to take care of the debt voluntarily. If the debtor speaks with us, we make suitable payment arrangements, offering a discounted settlement or payment arrangements if cooperative financial disclosure shows an inability to pay the full debt.

If the debtor fails to communicate with us or refuses to pay voluntarily, we identify an enforcement avenue, obtain client instructions to do so, then sue, obtain and enforce judgment. See Court Enforcement.

Contingency based collection means that payment for our work is contingent upon our success. If we are unsuccessful in our attempts to collect, you pay no fee.

Testimonials

Since commencing work for us in 2003, Christensen Law Firm has consistently demonstrated that they are an extremely capable third-party collections service provider. The level of persistence, service and results they provide to us is unparalleled. Christensen Law Firm often goes the extra distance to provide us with Collection and Legal answers without invoicing us for their efforts. Christensen Law Firm has even handled an important appeal for us resulting in a valuable Divisional Court ruling without charging us for the appeal.

- Steve Cardinali, Capital One Bank